3 advantages of having customizable health insurance
Can you imagine having tailor-made health insurance and only paying for benefits relevant to you? With My VIP Care™, it’s now possible. Here are three key benefits of an innovative insurance plan you can completely customize to suit your needs and your budget.
1. Buy only what you’re going to use
Health insurance plans tend to include multiple benefits that aren’t relevant to you. My VIP Care™ is designed with a core plan that covers important conditions, including cancer and dialysis. You then have multiple options to add or remove benefits according to your needs.
For example, if you have children or a spouse, you can add them as dependents and protect your entire family. Another example is preventive medical check-ups. If My VIP Care™ is your main health plan, this benefit is essential. However, if you have an additional local plan, you can focus on benefits that cover major medical expenses in international hospitals.
2. The plan that adapts to your budget
With a plan like My VIP Care™, which offers more than 10,000 possible combinations, you can customize the benefits and deductibles to fit your budget.
Start with the core plan that gives you coverage at top medical centers in Latin America within a network of selected providers. Then, add benefits to build a comprehensive plan that includes all available medical benefits and unlimited access to many of the world’s best hospitals.
One strategy for reducing costs without affecting the quality of coverage is coinsurance. Coinsurance is a percentage the insured can choose as a contribution to a portion of the total covered expenses after the deductible has been met. This option allows you to lower your monthly premium while maintaining the protection you need.
3. Covers needs for your lifestyle
Your lifestyle is key to determining which benefits are most relevant. For example:
If you plan to have children, you can add benefits for maternity and newborn complications.
