Why is international health insurance an important weapon in the fight against breast cancer?

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October 5, 2023

why is international health insurance an important weapon in the fight against breast cancer

Facing a cancer diagnosis is one of the most challenging situations a family can experience. Early detection, accurate diagnosis and timely treatment are crucial to recovery. An international health insurance plan can be an essential element in a patient’s road to wellness. Here’s why:

Insurance provides access to preventive treatments and early-detection exams

According to the World Health Organization (WHO), breast cancer has 90% survival rate – or higher – when detected and treated early. Regular check-ups are a must, following the suggested exam schedule based on a patient’s age and medical history. These exams can truly make the difference between health and illness.

In addition to a monthly self-examination, (performed between 3 – 5 days after the start of your menstrual period, or on the same day each month if you’ve reached menopause), you should undergo screening tests according to your doctor’s recommendations, taking into consideration risk factors, family history, other medical conditions, etc. VUMI^® plans offer, with no deductible, preventive medical check-ups, diagnostic tests, specific cancer detection exams, and even risk-reduction or prophylactic surgery depending on the selected plan when recommended by a doctor.

VUMI^® plans offer access to consult with top professionals and, if necessary, receive a second medical opinion

International health insurance allows patients to receive treatment in top medical centers in their country and worldwide. Additionally, insureds can receive a second medical opinion to ensure their recommended treatment path is the best course to follow.

According to VUMI^® data, in 86% of cases submitted for a second medical opinion, a significant treatment change was recommended to the plan that had been suggested by the first doctor. 35% of patients who received a second medical opinion – for any illness – avoided surgery.

VUMI^® offers the benefits of Second Medical Opinion VIP®, which brings together a panel of medical experts to analyze the case and provide a second opinion, ensuring that all aspects are considered and debated before giving a final diagnosis and treatment plan.

Insurance provides the peace of mind that you will receive the best, timely private medical care without imploding your finances

Waiting time and access to public healthcare services often pose serious roadblocks for patients. Opting for private services may seem the best option; however, medical check-ups and treatments can destroy a family’s finances if paid for out-of-pocket.

According to the consulting firm Willis Towers Watson, cancer is one of the most expensive diseases to treat. Estimates from the AARP (American Association of Retired Persons) show that breast cancer treatment with chemotherapy in the U.S. can cost between US$10,000 and US$100,000.

In addition, a 2022 survey by the American Cancer Society Cancer Action Network (ACS CAN) of people diagnosed with various types of cancer found the following:

51% of cancer patients and survivors have debt related to their cancer treatment
45% of these individuals delayed or avoided medical care for severe problems due to high costs

With insurance like VUMI’s, depending on the plan and options you choose, you’ll have the peace of mind of having 100% coverage for medical services such as: